Product
Ava Card
Build credit with less credit
Ava Save and Build Credit
A best-case-scenario loan
How it Works
Build Credit
Our savvy approach to credit
Pricing
A monthly fee that feels fair
Company
About Us
Careers
Learn
Blog
FAQs
Support
Get Started

Sila's Electronic Communications Consent

View Sila's Electronic Communications Consent →

View Sila's Electronic Communications Consent →

A white bearded man with glasses carrying delivery boxes

GIVE YOURSELF
SOME CREDIT

Our Products

Ava Save & Build

How It Works

Company

Become an Affiliate

Learn

We take privacy seriously. We won’t sell your data or save your banking login. Ever. All your personal information is kept safe and sound with 256-bit encryption.
‍
The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., pursuant to a license from Mastercard® International Incorporated.

Legal & Privacy • © MeetAva 2024

Ava Finance, Inc Disclaimers

1) Data is for the period Jan 1, 2023 - Dec 31, 2023, and describes average outcome for members who subscribed to Ava, activated the Ava Card and were furnished to the bureaus within 7 days, and did not cancel their membership within 7 days of signing up. A credit score increase is not guaranteed.
2) According to FINRA: https://www.finra.org/investors/personal-finance/how-your-credit-score-impacts-your-financial-future
3) Auto, Mortgage and Credit Card interest payment savings with a 100 point increase from Fair to Good credit. Assuming 2023 US national averages of new car value of $47K, mortgage balance of $244K and credit card balance of $6500. Assuming US national interest rates for Fair and Good credit scores in 2023. 7% for Auto loans, 7.7% for mortgage and 16.9% for credit card balance for good credit. 12.3% for Auto loans, 8.3% for mortgage and 20.2% for credit card balance for fair credit.
4) Ava partners with banking services provider Evolve Bank & Trust, member FDIC, to provide your Ava Secured Loan Account.
5) With Ava's Credit Builder Card and Save & Build Account you add two new tradelines to your credit report that helps with your credit mix (10%) and credit history (15%). With each payment made on time you help build your payment history (35%). The Credit Builder Card's credit limit helps with your credit utilization (30%). https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/
6) Ava is not a bank, Ava is a technology company that partners with banking services provided by Evolve Bank & Trust, member FDIC to provide the Secured Loan Account. The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., pursuant to a license from Mastercard^®International Incorporated.