The Ava Card • Build Credit Using Less Credit

High limit

The Ava card’s high credit limit instantly lowers your credit usage (woohoo!).

No interest

Use your Ava card to pay subscriptions you’re already paying for, with no interest and no fees, ever.

Reports to all bureaus

We’ll report payments to the 3 major credit bureaus promptly so you can sit back and watch your score climb, fast.

Use everyday bills to grow your credit

Use your Ava Card to pay for your subscriptions from any of the providers below.

See Merchants

the highest rated credit building app

Rated 4.9 stars
from 8.9K+ reviews

“

Ava is amazing"

Such a great app to build your credit score. I've been doing it for 4 to 6 months nothing but great results and my credit score has gone up 80 points. Easy, just keep making on-time payments which will boost your credit score!! I love this app thank you all so much for this!!

James092419

“

Best app ever"

Best credit app ever boosted my score 56 points in one month. It reports to all 3 credit bureaus super fast. Totally worth it and you build and save at the same time. No interest rates either.

Best cb

“

This is a must download!

Wow, what an amazing app! My score went up 110 points in one month. I highly recommend.

TH3 FR34K

“

Score went up 70 points in the first couple weeks”

Highly recommend. My score boosted 70 points already plus it helps my utilization on my credit report. Definitely should use this as a tool or at least to help you understand credit a little better.

Bruhman1992

“

Credit Score Rocket”

I increased my score by 132 points in one month alone!

Monica Parish

“

53 point boost in two months!”

Was a little skeptical at first but after using it the last couple of months my score jumped 53 points! I would highly recommend.

Rodman277

“

A must have!!!!!!"

This account is amazing! It's perfect for people who don't want to get stuck with credit cards you can use on any occasion. Somehow you end up spending more in interest and getting further behind. I have had this app for only a month and my credit has already gone up 37 points!

gaminmomma38

“

Take a chance"

I've tried many but this one by far has worked better for me. Thanks again Ava for making my dreams come true! My credit score has already gone up 40 points. I will definitely refer family and friends.

Stephanie Zuccarello

frequently asked questions

We’re here to help you navigate the complicated world of credit, in a simple way.

All FAQs

the ava card
‍build credit using less credit

High limit

No interest

Reports to all bureaus

Use everyday bills to grow your credit

the highest rated credit building app

Ava is amazing"

Best app ever"

This is a must download!

Score went up 70 points in the first couple weeks”

Credit Score Rocket”

53 point boost in two months!”

A must have!!!!!!"

Take a chance"

frequently asked questions

Our Products

How It Works

Company

Learn

High limit

No interest

Reports to all bureaus

Use everyday bills to grow your credit

the highest rated credit building app

Ava is amazing"

Best app ever"

This is a must download!

Score went up 70 points in the first couple weeks”

Credit Score Rocket”

53 point boost in two months!”

A must have!!!!!!"

Take a chance"

frequently asked questions

How does the Ava Credit Builder card work?

Why does Ava exist?

How do you handle data and security?

Which Credit Bureaus do you report to?