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Put your financial progress on autopilot.

Build credit, tackle debt, and save thousands – automatically.

Our users think we’re great

Meet the real people who have used Ava to build their financial future.

Spencer C

June 23, 2022

All 3 bureaus in 1 week!

I couldn't believe how quickly this worked! Ava reports to all 3 credit bureaus AND the tradeline appeared in a week 😳
Read more
Source:  Google - GooglePlay

James Belanger

March 2, 2022

132 points in 1 month

A totally unselfish and kind way to help others, this app is amazing and following the golden rule and truly loving thy neighbor in the true sense!
Read more
Source:  Apple - App Store

Jason L Cannaday

August 13, 2021

What a wonderful app!

What a wonderful app. Great idea for such a thing. I connected a friend of mine with this app and he actually talked to someone and they are going to together help build something wonderful. I hope you do for her and great things with this app and if you ever need anyone to give you a positive recommendation .What a wonderful app. What a wonderful app..
Read more
Source:  Google - GooglePlay

Bill Neeley

December 23, 2021

Fast and easy

Easy to use. perfect platform for credit building
Read more
Source:  Apple - App Store

Monica Parish

February 1, 2022

Credit score rocket

Increased my score by 132 points in one month alone!
Read more
Source:  Google - GooglePlay

Spencer C

June 23, 2022

All 3 bureaus in 1 week!

I couldn't believe how quickly this worked! Ava reports to all 3 credit bureaus AND the tradeline appeared in a week 😳
Read more
Source:  Google - GooglePlay

James Belanger

March 2, 2022

132 points in 1 month

A totally unselfish and kind way to help others, this app is amazing and following the golden rule and truly loving thy neighbor in the true sense!
Read more
Source:  Apple - App Store

Jason L Cannaday

August 13, 2021

What a wonderful app!

What a wonderful app. Great idea for such a thing. I connected a friend of mine with this app and he actually talked to someone and they are going to together help build something wonderful. I hope you do for her and great things with this app and if you ever need anyone to give you a positive recommendation .What a wonderful app. What a wonderful app..
Read more
Source:  Google - GooglePlay

Bill Neeley

December 23, 2021

Fast and easy

Easy to use. perfect platform for credit building
Read more
Source:  Apple - App Store

Monica Parish

February 1, 2022

Credit score rocket

Increased my score by 132 points in one month alone!
Read more
Source:  Google - GooglePlay

Spencer C

June 23, 2022

All 3 bureaus in 1 week!

I couldn't believe how quickly this worked! Ava reports to all 3 credit bureaus AND the tradeline appeared in a week 😳
Read more
Source:  Google - GooglePlay

James Belanger

March 2, 2022

132 points in 1 month

A totally unselfish and kind way to help others, this app is amazing and following the golden rule and truly loving thy neighbor in the true sense!
Read more
Source:  Apple - App Store

Jason L Cannaday

August 13, 2021

What a wonderful app!

What a wonderful app. Great idea for such a thing. I connected a friend of mine with this app and he actually talked to someone and they are going to together help build something wonderful. I hope you do for her and great things with this app and if you ever need anyone to give you a positive recommendation .What a wonderful app. What a wonderful app..
Read more
Source:  Google - GooglePlay

Bill Neeley

December 23, 2021

Fast and easy

Easy to use. perfect platform for credit building
Read more
Source:  Apple - App Store

Monica Parish

February 1, 2022

Credit score rocket

Increased my score by 132 points in one month alone!
Read more
Source:  Google - GooglePlay

How Ava Works

We build your credit - fast! Reach your financial goals with just a few taps.

Build credit, effortlessly

Ava makes it easy to build credit with automated solutions. Start seeing results in weeks, not months.

Save with a higher score

We automatically find the best deals with your improved credit score. Save thousands on your car loans and credit cards.

Get rewarded for saving

Ava’s personalized roadmap helps you reach your financial goals faster. Earn rewards while saving money.

Put your financial dreams on autopilot

Ava’s products boost your credit and save you money.

A credit building card that does the job

A credit building card that does the job.

Pay for subscriptions with your high limit Ava credit card. We report your on time payments to credit bureaus. Boom better credit score!

Tip

How does Ava build your credit?

We report to all 3 credit bureaus. By reporting your on time payments and keeping your credit card utilization low, you can see your score take off!

Build credit while saving money.

Build credit while saving money.

Make $21/mo payments for 12 months to a locked Ava account. We report to the bureaus. You get all the money back after 12 months.

0 fees or interest.

Tip

What’s my commitment?

You must agree to make 12 monthly payments of $21. You get all the money back after 12 months. It’s a win win!

Access big savings with a better score.

Access big savings with a better score.

We find the best deals for you with your improved credit score. Save thousands on auto, personal, and home loans.

Tip

Better score = more savings

With a better credit score you can save thousands by refinancing your auto loan or consolidating your credit card with a personal loan.

Bad credit is expensive

Improving your credit score to 730 could save you $2,345 dollars on your new consolidated loan

Save $2,345+

New Consolidated Loan / 6 Years / $100

Consolidated Loan
Consolidated Loan mobile image

Having a credit score of 720 could save you $6,000 dollars on your next car.

Save $6,000+

2021 Honda Civic / 72 Months / $21,700

Car slide
Car mobile image

3 months after using Ava Mary improved her credit score to 720 and saved $6,000+

Improving your credit score to 760 could save you $26,000 dollars on your home purchase

Save $26,000+

New Home / 30 Years / $326,000

Home image
Home mobile image

5 months after using Ava Mary improved her credit score to 760 and saved $26,000+

Improving your credit score to 730 could save you $2,345 dollars on your new consolidated loan

Save $2,345+

New Consolidated Loan / 6 Years / $100

Consolidated Loan
Consolidated Loan mobile image

Having a credit score of 720 could save you $6,000 dollars on your next car.

Save $6,000+

2021 Honda Civic / 72 Months / $21,700

Car slide
Car mobile image

3 months after using Ava Mary improved her credit score to 720 and saved $6,000+

Privacy

We take privacy seriously

We never sell your data or save your banking login.

All your personal information is kept safe with 256-bit encryption.