24 Positive Money Affirmations to Attract Wealth in 2024

As we transition into the new year, now is the perfect time to establish new habits and practices that can help you build a stronger financial footing. For some people this might mean increasing their savings, for others, it might mean raising their credit score. Whatever your financial goals are for 2024, positive money affirmations can be a good first step towards a prosperous year. 

Understanding affirmations and the concept of money attraction

Money affirmations are positive statements that you repeat daily to help shift your mindset and beliefs about money. The concept behind these affirmations is that your thoughts and beliefs about money have a profound impact on your financial actions, behaviors, and decisions, ultimately shaping your financial future.

Research shows that negative thoughts and limiting beliefs about your financial situation—often referred to as a “scarcity mindset”—can trigger feelings of anxiety, stress, and frustration. This can lead you to repel opportunities for financial growth in favor of short-term gains. For example, choosing to keep extra money in a bank account instead of paying off credit card debt or investing in a retirement account may feel reassuring today, but these decisions can hurt your financial freedom long term.

Alternatively, when we cultivate the belief that money and wealth are abundant, our mental lens shifts to focus on opportunities to attract money and accumulate wealth. By repeating positive thoughts and maintaining an abundance-focused outlook, individuals may find themselves more inclined to take actions that lead to financial success. This could include paying down a big debt, making wise investments, or being open to other wealth-building opportunities.

Of course, repeating positive money affirmations is not a guarantee of instant wealth on its own, but it can be a valuable skill for those who want to attract financial abundance in the new year. 

24 Affirmations to attract wealth

Whether you’re creating a new financial habit or shifting your money mindset, these transformations take regular practice. If you want to be a money magnet in 2024, start by picking a few of your favorites from this list of positive affirmations. 

Moving away from a scarcity mentality

1. I release any fear or doubt about my financial future.
2. I am capable of overcoming any money obstacles that stand in my way.
3. Every day, I am getting closer to my financial goals.
4. I’m getting out of my own way when it comes to money.
5. I release past financial mistakes and embrace a brighter financial future.
6. I am open to receiving unexpected money and opportunities.
7. I am improving my financial situation.
8. I have enough money.

Creating an abundance mindset

9. I am worthy of financial success and prosperity.
10. I am achieving my financial goals. 
11. I am financially secure and prosperous.
12. Money flows to me effortlessly and abundantly.
13. Abundance is all around me, and I am open to receiving it.
14. I am committed to living my financial dreams.
15. I trust in the universe to provide for all my financial needs.
16. I am wealthy.

Targeting specific money goals 

17. I am on a clear path to eliminating my credit card debt.
18. I am taking proactive steps to eliminate my student debts.
19. I am in control of my spending and make mindful financial decisions.
20. I am skillful at managing my expenses and living within my means.
21. I am good at saving money. 
22. I am committed to building an emergency fund. 
23. I am making smart investments to ensure my financial success.
24. I am attracting the right home that fits my budget. 

How to create effective money attraction affirmations

The most powerful money affirmations are the ones that are personalized to your existing beliefs and financial goals. Below are some tips on how to create positive affirmations that can help you attract money and achieve financial freedom.

• Be specific. Make your affirmations specific and clear. Instead of saying, "I want more money," say something like, "I attract a steady stream of income into my life."
• Use positive language. Frame your affirmations in positive terms. Focus on what you want to attract rather than what you want to avoid. For example, say, "I am debt-free," instead of "I don't want to be in debt."
• Keep them in the present tense. You’ll notice that a lot of the above money mantras are “I am” statements. Writing your affirmations as if you already have what you desire is beneficial to the subconscious mind. For instance, "I am financially abundant" is more effective than "I will be financially abundant."
• Make them believable. Your affirmations should be believable to you. If you're struggling to pay off debt, an affirmation like, "I am a millionaire" might not feel genuine. Choose statements that feel achievable and believable at your current stage, like “I am in control of my financial destiny and make wise choices.” 
• Use emotional language. Incorporate emotions into your affirmations for abundance, focusing on how you want to feel about your finances. For example, "I feel joyful and secure about my financial future."
• Keep them concise. Short and concise affirmations about money are easier to remember and incorporate consistently into your life. Aim for affirmations that are one or two sentences long.
• Personalize them. Customize your affirmations to reflect your unique financial goals and aspirations. What is it specifically that you want to attract or achieve with your money? If you’re hoping to increase your income next year, this could be, “I am confident in my ability to negotiate my salary and advocate for my financial well-being at work.”
• Repeat them regularly. Consistency is key. Set aside time each day to repeat your affirmations for success. You can say them aloud, write them down, or even create visual reminders.

Embracing the journey of personal growth 

Positive money affirmations can be a powerful tool on your financial wellness journey. These mantras serve as the compass that guides your thoughts, emotions, and actions toward prosperity. 

But like any aspect of personal or financial growth, setbacks and obstacles can happen, and it’s normal to have moments of doubt. When faced with financial hurdles, let your daily affirmations guide you back on track. Remember that the road to wealth and abundance is not without its speed bumps, but you are in the driver’s seat.