Build credit by using less credit.
No interest or fees. Instant approval. Credit limit up to $2500 if you qualify.
Use your card to pay for online expenses like Netflix, Spotify and Amazon subscriptions. Weekly autopay builds credit faster.
We report your progress to the credit bureaus. Scores go up in as little as 30 days.
Build credit while building your savings.
Set aside as little as $21 per paycheck in your locked Ava account.
Build credit with every on-time payment.
Access ALL your savings after completing the plan. It’s all yours, at 0% interest!
Access your credit score to stay on track.
Check your credit score weekly.
Access insights into what's impacting your score.
Get notifications when you fall behind on payments
Save money with an AI assistant.
Automatically looks for the lowest interest rates for you.
Refinance existing debt or get the best deals without any work.
Searches credit cards, personal loans, and auto loans.
Ava builds a plan tailored to you
Everyone’s financial goals are different.
You deserve a plan built just for you.
Tap on the recommendations and we do the rest.